As part of Inclusion [Social Ratings] ("I[SR]"), Inclusion [Africa]
has primarily social objectives and its profits are principally reinvested for that purpose in the business or in the community. It is driven by the desire to maximize the financial and social return to all stakeholders in the company. Operating itself
as a social enterprise, Inclusion uses business solutions to achieve public good, and has a distinct and valuable role
to play in helping create a strong, sustainable and socially
Inclusion’s prime mission is to promote financial and social inclusion by providing independent and socially-conscious financial and social performance ratings and advisory services
to organizations striving to make a positive contribution toward
a more sustainable society. Our primary aim is to enable individuals, institutions and businesses throughout Africa, through ratings and social performance assessments, to use finance more consciously in ways that benefit local communities, the economy and the environment, and that promote sustainable development.
Inclusion strives to offer its customers sustainable financial products and high quality service, while balancing the interests
of all the company’s stakeholders.
Inclusion’s primary market activities are to rate entities, such
as Microfinance Institutions, Social Enterprises, Financial Institutions, Corporates and to rate financial instruments, such as Social Impact Bonds, Green Bonds and Development Impact Bonds; or any entities or their securities, whose business model or objectives include a significant commitment to promoting
a social and environmental benefit.
In addition to social assessments and ratings. Our other products and services include advisory, training and risk management for socially-responsible and socially-focused organizations. Specific rating products include, Social Performance Assessments, Social Responsibility Ratings,
Social Impact Ratings and Corporate Governance Ratings.
Inclusion has developed its own proprietary social impact rating methodology for assessing social enterprises, socially responsive corporations, social impact bonds (SIBs), and development impact bonds (DIBs). All its ratings and assessments are internationally comparable, based upon transparent and
easily understood methodologies and criteria.
Inclusion [Africa] Ltd.
is the first African-based social impact rating agency. Established as a social enterprise, its mission is
to promote financial and social inclusion throughout the continent. It does so
by providing performance assessments and impact ratings to organizations
in the region whose own missions and corporate objectives include, wholly
or in part, the goal of promoting social responsibility and financial inclusion.
We strive to work for positive social, environmental and cultural change by offering ratings and social assessment services to MFIs, Banks, investment funds, asset managers, insurance companies, other financial institutions and socially responsible corporates.
We believe we have a responsibility to help bridge the gap between economic development and the interests of people and the environment.
We to do this in three different ways – by providing sustainable services, by developing new and innovative products and by engaging in public debate about the benefits and challenges of socially responsible business and sustainable banking.
Our Business Principles provide a framework for the way we conduct our business, and support for our day-to-day decision-making. They are the principles that govern our conduct and set the standard by which internal and external stakeholders can judge us.
Our rating approach takes into account social, environmental and financial sustainability in developing our assessments as to whether the rated entity delivers a positive return to all its stakeholders over the long term.
Inclusion Business Principles apply to all directors, executives, management and co-workers, and are aligned to our core values. Inclusion, while subscribing to the IOSCO Governance Code and the Global Reporting Initiative Code, has developed its own fundamental business principles, which are our overriding guide.
We commit to the following key business principles:
Our Business Principles extend to and apply to the type of business we will accept. As a rating agency, we have a fiduciary responsibility to the market that relies on our opinions, analysis and commentary, to make sure our ratings are unbiased, independent and of the highest quality. As such, there are times when we refuse to take on certain rating assignments. The key business principles that guide the decision whether to accept an assignment are outlined as follows:
We shall accept a rating assignment only if:
Inclusion exists because we believe that rating agencies have a social as well as corporate responsibility to provide honest unbiased assessments, without the conflict of commercial pressures on analytical activities and opinions.
Rating agencies must be responsible for the consequences of their actions on not only the financial markets they serve, but also more importantly, on society and the planet in general.
We only rate organizations that claim or seek to contribute to a more sustainable society. This people-oriented, environmental and financial approach is key to all our rating methodologies.
Our Mission is to promote financial and social inclusion by providing independent and socially conscious financial and social performance assessments and advisory services to organizations striving to make a positive contribution toward a more sustainable society.
Our Mission is founded on the premise that Inclusion should aim to:
OUR CORPORATE VALUES
Our corporate values guide how we do business. Inclusion is a value-led organization that believes in corporate values that promote:
Our Mission is founded on the premise that Inclusion should aim to enable individuals, institutions and businesses to use finance more consciously in ways that benefit people and the environment, and promote sustainable development.
OUR CORPORATE VALUES
our social purpose
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